Car Accident Lawyer in Philadelphia, Pennsylvania

Car accidents can be life-changing. The physical, mental, and financial toll it takes is immense. At H. Rosen Law, P.C., our mission is to guide you through this challenging time. Our Philadelphia-based law firm is well-versed in dealing with the complexities of auto accidents. We understand that each accident affects every area of your life and can cause significant financial burdens—these burdens should not be yours to carry.  

Reach out today to schedule a free initial consultation. Our attorney is committed to helping injury victims hold responsible parties accountable and secure the maximum compensation necessary for recovery. Whether you're in Harrisburg, Scranton, or anywhere in Southeastern Pennsylvania, we're ready to stand by your side and fight for your rights. 

Our knowledge isn't limited to just car accidents; we handle a broad range of motor vehicle accident cases including pedestrian, motorcycle, bicycle, truck, and rideshare accidents. Trust us to utilize our experience and resources to provide you with the best possible legal counsel. 

Pennsylvania's Choice No-Fault Car Insurance System 

Car insurance can be confusing in any state, but Pennsylvania is particularly nuanced. Our state operates under what's called a "choice" no-fault car insurance system. Essentially, when you purchase auto insurance, you have the option to choose between no-fault coverage or fault-based coverage.  

If you opt for no-fault coverage, you'll make a claim with your own insurance company after an accident. The downside is that you may not be able to recover compensation for pain and suffering or emotional distress. On the other hand, you'll likely receive payment more quickly, even if you were at fault for the accident. 

If you go for Pennsylvania's fault-based "full tort" insurance option, you'd file a claim against the other driver's insurance if you want compensation for your injuries. This option allows you to recover compensation for pain and suffering. However, keep in mind that an insurance claim or lawsuit could take some time to conclude. We're here to help you understand your claim-filing options and the types of compensation you can receive based on your chosen coverage and the severity of your injuries. 

Common Causes of Car Accidents 

Car accidents happen for a number of reasons. In Pennsylvania, common causes include:  

• speeding,  

• distracted driving,  

• driving under the influence of drugs or alcohol,  

• running red lights,  

• adverse weather conditions,  

• drowsy driving,  

• improper turns, and  

• equipment malfunctions.  

The cause of an accident may not always be immediately clear. As your legal representative, we'll conduct a thorough investigation to determine how the accident occurred and who is at fault. Our goal is to help you understand every aspect of your accident so that we can seek the appropriate compensation for your injuries. 

Your Deadline for Filing a Claim  

In Pennsylvania, there's a statute of limitations that sets a deadline for filing a lawsuit for personal injury or wrongful death caused by a car accident. This deadline is two years from the date of the accident or from the date of the victim's death if the accident resulted in a fatality. It's crucial to give yourself plenty of time to file a lawsuit, even if you're confident your case will settle in your favor. 

If the filing deadline is nearing, we strongly recommend discussing your situation with us. As an experienced Pennsylvania car accident attorney, our lawyer can provide the guidance you need. 

When to Hire a Personal Injury Attorney 

If you've been involved in a car accident, it's advisable to hire a personal injury attorney as soon as possible, especially if your injuries are severe or your case is particularly complex. The higher the stakes, the greater the need for steadfast representation.  

As your auto accident lawyer, we can help evaluate your case, explain your legal options, launch an investigation into the accident, gather evidence, calculate the value of your claim, identify and interview witnesses, and access any available surveillance footage.  

Throughout every phase of your case, our focus will remain on pursuing the maximum compensation you need to make an effective recovery. We won't stop until justice is secured.  

Filing a Wrongful Death Lawsuit After a Fatal Car Accident 

In Pennsylvania, the executor, or administrator of the deceased person's estate is usually the one who files a wrongful death lawsuit. If the deceased person had a will, this individual is typically named in the will. If there's no will, the court will appoint someone, often a close family member like a spouse, parent, or adult child. 

This lawsuit is filed on behalf of the deceased person's beneficiaries, which can include the spouse, children, or parents of the deceased. They can seek compensation for a variety of losses, such as: 

• lost income and benefits,  

• funeral and burial expenses, and  

• emotional pain and suffering. 

At H. Rosen Law, P.C., we understand how difficult it can be to navigate the legal system after losing a loved one. Our attorney is here to help you through this process, providing the compassionate and knowledgeable legal counsel you deserve during this challenging time.